HSA-Eligible Dental Care

Dental care is one of the largest HSA-eligible categories — preventive cleanings, fillings, root canals, crowns, dentures, and orthodontia all qualify. Cosmetic items like teeth whitening do not.

30fully eligible
5eligible with LMN
12not eligible

HSA Eligible Fully HSA-eligible

Eligible with LMN Eligible with a Letter of Medical Necessity

Not Eligible Not HSA-eligible

Make these expenses pay you back

Every dental expense you pay out of pocket and document is a future tax-free withdrawal waiting to happen. Use the HSA ROI Calculator to see how much your HSA could grow if you reimburse yourself decades from now instead.

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