HSA-Eligible Mental Health Care

Mental health care is fully HSA-eligible when provided by a licensed professional — including therapy, psychiatric care, counseling, addiction treatment, and inpatient programs.

21fully eligible
12eligible with LMN
3not eligible

HSA Eligible Fully HSA-eligible

Eligible with LMN Eligible with a Letter of Medical Necessity

Not Eligible Not HSA-eligible

Make these expenses pay you back

Every mental health expense you pay out of pocket and document is a future tax-free withdrawal waiting to happen. Use the HSA ROI Calculator to see how much your HSA could grow if you reimburse yourself decades from now instead.

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